in Omaha vs HELOCs in Utah for more than ten minutes. I let my
computer do amortization tables, just to appreciate how quick
spreadsheets do what I started out doing with punched cards in the
basement and our big FORTRAN computer on the third floor. The WHOLE
I try to surmise the logic of these servicers by looking at their
output. I had a brainstorm this morning. Why don't I just read the
rulebook? it's at-
These are the rules these people violate every day, to try to get an
extra three cents a month from a thousand people, so they can get a
free coffee at Starbucks. Then the next day they have to get four
cents. This is what we have to communicate to a jury, in an exciting
story, so we can exterminate these weasels. So I'm going to try not
to fall asleep for the next few days.
I'm going to try to make an annotated copy of where these rules differ
from the Decalogue, or Blackstone's Commentaries, or Holmes Common
Law. And I'm going to have to exclude Muslims from my jury.