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It's All Over Now, Baby Blue

1/30/2016

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http://neweconomicperspectives.org/2016/01/announcing-bank-whistleblowers-groups-initial-proposals.html

When I first filed my complaint in 447 Court to keep these people off my property, I was just another crazy coot down in Texas, one of twenty thousand troublemakers that one encounters every 90 days.   Too soon forgot.  Since then....the MultiState Mortgage Commission has been created...a Mortgage Fraud Task Force has been formed, reporting directly to the President (if only he could read) Eric Holder and 50 more state AG's have collected ~$80Bn in consent judgments from most of the BigBoyBanks in the industry....Elizabeth Warren has founded the CFPB to tree the rampaging rabid bankers left running wild....600+ LittleBanks have failed...RESPA-TILA 2015 has taken effect, with 2500+ pages of restrictions a child can read and understand, clarifying the old Decalogue, which has prohibited lying, cheating and stealing for many years...and ONE of these weasels has been sent to jail (they couldn't find any money).

In even further news of the day, we now have a bank whistleblowers group, available for expert witnesses and amici curiae.  We can come to you.  Call and enquire!
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I Don't Want a Pickle!

1/8/2016

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January 1, 2016
Glen Messina
CEO
PHH Mortgage
3000 Leadenhall Road
Mount Laurel, New Jersey 08054


re: Loan #16371056
Dear Glen,
As you know, we are in current litigation at 5th USCA #14-51224.  That litigation appears knotty, and may consume more time before we resolve all our issues.
Meanwhile, I have always excluded issues of force-placed insurance from that litigation, as those issues were preexisting to our primary concerns.  I am under advisement that all of those force-placed insurance issues have been resolved through the courts, and upheld on appeal, so it is time for me to submit my own claim.
My claim is relevant to only my own force-placed insurance payments, and includes pro-rated insurance premium, from the same force-placed agency, that was received by PHH and held in my behalf while I was bankrupt.  This should be duly noted in my final escrow statement, which has never been sent to me, but of which I am sure you have proper records in your files.
From my own accounting, the total sum due me, exclusive of any fees or collection expense, is $11,980.83.  On November 1, 2015, I submitted my claim for payment.  I have received nothing, and am forced to take steps.  On 15 January, I am adding a late fee of 25 BitCoins.  Every day thereafter of noncompliance will result in another late-late fee assessment of +1 BitCoin.  Immediate payment would be appreciated, by cash, check (with sufficient funds), direct payment to my bank account in Burnet, or PayPal.
Why don’t you have one of your minions do it today?


Dave McCrae
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    Author




      Dave McCrae moved to Texas after Northwestern Steel in Illinois closed their doors and chained the front gate, seeking sanctuary in Chapter 13.  I still have pension funds being held in my behalf by the Pension Benefit Guaranty Corporation.  I expect the legal fees and expenses to eventually consume them all, if not already.  Meanwhile I've retired, enjoy the sunshine in Central Texas Hill Country, and like to stay active in the community.  I now own Tranquility Base, five acres tucked away back in the cedar breaks up in Texas Hill Country.  I started this site to document the last years of legal wrangling between my old mortgage holder, PHH Mortgage, and myself, and our USAG, and our class, and share information among others in a similar situation who may find some useful knowledge.  We never laid our case before a jury, but we were filed in District Court, Western District of Texas, Cause 1:14-cv-00733-LY, and appealed to 5th USCA #14-51224 in New Orleans, and are now Petitioners before SCOTUS.  I have successfully defended the property against wrongful seizure action, not uncommon in America today, but not without added recoverable expense, on which I hope and pray the jury will look kindly one day in future.  The criminal action adds another dimension, one which we hope will be pursued by the Department of Justice, under new management today by Jeff Sessions.  As First Relator, of more than 28,000 or more other Class Members, I had decided to pursue such action myself as a qui tam action for the USAG and his/her delegated arm since 2014, the CFPB.  My only motivation was the reward of 15-25% of the collection, to a maximum of $1,600,000, and the good feeling inside that comes from a complex task well done.  I am a pro se litigant, and am able to represent myself before any Federal Court, including SCOTUS.  Lis pendens, and we will one day appear.  My draft writ of certorari is within these pages.  My studies under George Gordon School of Law, my further readings in the law, in association with these pages,  have now occupied more than four years, acceptable experience in Tennessee, Vermont or Wyoming, and I hope to credit the time spent toward a future bar exam and achieve legal certification.  Many of these pages are suitable for the MSEE or the MSLPT, leaving only the 80 question multiple choice test and the MPRE.  I typically do well on tests.  I work among both Republicans and Democrats, and am a member of the Association of Certified Fraud Examiners in Austin, Texas.  I proudly support Donald Trump and his campaign to restore normalcy to America.  For service of process, I live at 350 Cee Run, Bertram, Texas 78605.  But you already know that.

    ​UPDATE:  Our litigation phase is now over.  I fought the law, and the law won.  The judges have determined that our claims are implausible. We continue through other avenues, and are now focused on criminal activity, specifically white collar crime.  I am no longer restricted by being a party at law, and am free to assist others in any way desired.  I do not practice law, advocate no particular course of legal action, and accept no fee.  I have founded TenTenSamurai Legal Services as a resource to other home defenders.  Contact Us!  

    UPDATE: I changed my mind.  Donald Trump has just lifted his hand from Lincoln's bible, and we are now under new management.  WE THE PEOPLE!  I have filed our draft Writ of Certiorari before SCOTUS, served and on display within these pages.  CockleLegalBriefs is standing by for final edit.  As of 21 January 2017, we are before SCOTUS.  We represent a USAG yet to be named and confirmed.  Eric Holder is long gone.  Loretta Lynch is FIRED!

    UPDATE:  After careful consideration, SCOTUS has declined extension of time request to consider our writ of certiorari, and destroyed our check for filing fee.  I own my house.  PHH is out of business.  All is well.

    UPDATE:  i was browsing through the financial pages and noticed that PHH has agreed to a draft consent judgment, offering a surety bond of $76M, with Mary Bozzelli collecting her qui tam award of 10%, or $76M.  Mary Bozzelli's case has been proceeding under seal these many years, until today, along with mine which has always proceeded in the public view. I forthwith went down to Austin to visit the FBI field office (USDOJ) and report their error, and sent notice to the court that they were going down a bunny trail leading nowhere.  The proposed settlement and my void notice is on Mary's Page on this site, and all parties have been serviced.  I'm sure  I'll take a seat at the table, and we'll reach a fair accommodation soon.  SCOTUS has last year clarified that 'sealing a case' has always been an option for the plaintiff, as such custom is solely for his benefit.  I was offered that accommodation years ago, but as Texas is an open carry state, I saw no real need.  Sunshine is still the best disinfectant.

    UPDATE:  While I was persecuting this lawsuit, PHH was negotiating with Eric Holder, Loretta Lynch, and Jeffrey Sessions. and 49 Attorneys General of Everywhere but Oklahoma, and reached the consent judgment on the bottom of our home page on 3 January 2018.  They have posted $49M for restitution to all parties such as myself, for the error of their operations.  They were unsuccessful in foreclosing on my own house, so I should be expecting $285, in restitution, Real Soon Now.  If they had been successful, I would be living on the beach in Polynesia, eating fresh lobster from the bay, and I would be receiving $700.  If they could find me.  If they don't go bankrupt tomorrow.

    UPDATE:  Just received $631, CLASS proceeds from a force-placed insurance claim in process since 1997.  I've already invested it in Chinese furniture.  Still expecting two other CLASS awards to mature, or PHH to seek shelter in liquidation.

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