350 Cee Run
Bertram, TX 78605
14 April 2013
Lisa Spurbeck, Assistant Vice President
Mortgage Service Center
I Mortgage Way MS SV03
Mount Laurel, NJ USA 08054-5452
Cc: Registered Agent
PHH Mortgage Company LLC
211 East 7th Street
Austin, TX 78701
3801 South Capitol of Texas Hwy
Austin, Texas 78704-6640
Service by US Mail, First Class
I have received your letter of 3 April 2014 acknowledging Release of Lien on my property here in Texas, and attached Release of Lien as filed with Janet Parker here in Burnet County. I’m enchanted with the news that we have finally arrived at this point.
I don’t know if your preparer of documents, Satheeshkannan Kuppuswamy is aware of American custom, but along with my request 0f 12 March for the Lien Release, I requested to meet with an authorized employee of PHH to review payment records of the mortgage, both prior to my bankruptcy and for the last year under purview of my Federal Bankruptcy Trustee Deborah Langehennig. Your escrow statement of 12 March differs from my payment records by ~$1,500 in my favor, and also shows an actual escrow deposit, somewhat puzzling, of -1469.58 in month 2 of 2014. I’ve discussed the issue over the last month with Gary, Shirley Wyley, A J Vienna, Robert Wallace, and Hugo Perez with no resolution. They have assured me that their supervisor Marie Redner is on top of things, but the whole escrow situation remains a mystery.
Since we all now agree that the mortgage is paid as of 10 March 2014 and properly recorded, approximately 32 months ahead of it’s original scheduled due date in Nov 2016, it only leaves us with the task of devising a fair solution to recompense me for my costs of the wrongful foreclosure action brought by your agent here in Texas, BBDFTE, last year. You may or may not be aware that they have been sanctioned for their identical behavior in the past, most notably by $150,000 by Judge Parsley when they were attempting to represent Countrywide. Look it up. I’m sure you’re aware of the dismal history of Countrywide. I have incurred costs of defense of wrongful action somewhere in the vicinity of $10,578 and am expecting full recompense. In fact, since this appears to be knowing and intentional fraudulent action, I am also expecting a triplicate additional penalty, for a total of $42,312. Since you appear to have used computers in assisting your criminal endeavor, we’ll double that amount to $84,624. And see if you can track down the missing escrow funds. On receipt of satisfactory funds (PayPal, Google+, BitCoin, wire transfer or paper check accepted), I will move for dismissal of my current bankruptcy status.
Please remit soonest.
Bless your little hearts,