Meanwhile, in the monitoring reports by Joseph A Smith, we have new judicial theory and practice. Some of these multinational financial syndicates service more than 10,000 mortgages/month. Some service millions. In lieu of the $1M fine per error that they have consented to, and in view of the vast sums involved, we have devised a threshold error value, below which no penalties will be assessed or paid. For instance, if you service 100,000 mortgages (with your eight employees), you are allowed .05% errors, which may be forgiven. 100,000*0.005 = 50 mortgages. It is allowable to accidentally foreclose 49 houses, before being exposed to fines or incarceration, which seems only fair.
This philosophy has not yet made it to the national bar exams, but we should see some questions next year or so. To simplify, if you were to arrest 100,000 black kids (about a day’s work in America), you might accidentally shoot and kill 49 of them, at that threshold error rate. 99-1/2% of #blacklivesmatter, but 1/2% doesn’t matter that much. Or if you’re a neurosurgeon, and you practice on 100,000 patients in your lifetime (or if Medicare patients, about two weeks)…the first 49 deaths are free. But, you should be pretty careful after that. :)